For banks
Give your business customers software they'd otherwise leave for.
Community banks are losing commercial deposit relationships to fintechs and megabanks — not because of rates, but because of software. Forthwell Pay gives your bank a white-labeled business banking OS your customers actually want to use.
What your bank gets
- Portfolio dashboard. Every business on your platform, ranked by AR outstanding, health score, and lending readiness. Drill in to any business in one click.
- Real-time alerts. On-time rate drops, overdue spikes, and concentration risk surface as an alert feed for your relationship managers.
- Lending intelligence. Every business gets an AI-generated lending recommendation you can export as a PDF memo — with health score, cash flow risk, and suggested product baked in.
- Audit log. See who approved which reconciled deposit and who drafted which collection email. Ready for exam.
What your business customers get
- Invoicing, estimates, and recurring billing branded as your bank.
- An AI copilot — Ask Forthwell — that answers cash flow, collections, and reconciliation questions in plain English.
- AI reconciliation that matches deposits to open invoices and lets them approve with one click.
- A projected cash flow view that pulls from real receivables data, not a spreadsheet.
How rollout works
- No core replacement. We integrate with your existing deposit and payment rails.
- Fully white-labeled with your bank's brand, colors, and logo.
- Onboarding your first businesses takes days, not quarters — invite them from the bank admin console.
Ready to see it on your bank's brand?
We'll set up a private demo with your logo, colors, and a handful of synthetic business customers so you can click through the full experience.
Book a demo →